Caja Inversora AI Review 2026
★★★★½ 4.7 (2,960 user ratings)
Opening an account is free. Terms apply — verify availability in your region.
Caja Inversora AI is a Spain-based AI crypto-market analysis service that checks out as legitimate: the operator is entered in the Madrid Commercial Registry and in the CNMV's register of investment-services firms (No. 407), is a FOGAIN member, and appears on no CNMV or Banco de España warning list. It sends trading signals rather than executing orders — the partner broker executes and you decide — so the usual market risk remains and returns are never guaranteed.
Pros
- Operator registered with the CNMV (investment-services firm No. 407) and in the Madrid Commercial Registry
- FOGAIN member — investor cover up to €100,000 in the fund's insolvency scenarios
- Not listed on the CNMV 'unauthorised entities' list or Banco de España warnings (as of 07.10.2026)
- Withdrawals to major Spanish banks in 1–12 hours; €10 minimum withdrawal with no platform fee
- Full 30-day test published with every losing trade shown, and all legal/editorial documents accessible
Cons
- $250 minimum deposit to start
- The platform does not execute trades or hold funds — execution runs through a partner broker (trader-desk.co.uk)
- Returns are not guaranteed; the site itself warns the published test 'is not a promise'
- Signals lagged on heavy-news days — 9 of 14 losing trades clustered there
- Broker fees are set by the partner, not by the platform
Caja Inversora AI at a glance
| Founded | 2024 (company incorporated 12/03/2024) |
|---|---|
| Operator | Caja Inversora AI, S.L. (CIF B-98457213) |
| Regulation | CNMV registered investment-services firm No. 407 (22/04/2024); not on CNMV/Banco de España warning lists (as of 07.10.2026) |
| Investor protection | FOGAIN member; cover up to €100,000 per investor in the fund's scenarios |
| Model | AI signals/analysis; execution via partner broker, the user decides each trade |
| Minimum deposit | $250 (euro amount varies with the exchange rate) |
| Deposit methods | Visa, Mastercard, Bizum, PayPal, SEPA, Apple Pay, Google Pay, bank transfer |
| Withdrawals | Major Spanish banks, 1–12 hours after approval in business hours |
| Minimum withdrawal | €10, no platform fee (receiving-bank fees may apply) |
| Partner broker | trader-desk.co.uk (access form) |
| Official site | cajainversora.es |
| Contact | +34 915 311 214 · [email protected] · Madrid |
Caja Inversora AI (cajainversora.es) is a Spain-based AI crypto-market analysis platform, founded in 2024 according to its own site, which reports 23,450+ active users and a 4.7/5 rating across 2,960 reviews. We checked the operator against the public Spanish registers, read the published 30-day test in full, and verified the deposit and withdrawal terms as of 7 October 2026.
High risk. Trading crypto-assets and financial products carries a high risk of losing your capital. This content is informational and does not constitute an investment recommendation. The platform itself warns that the crypto market is highly volatile and that you can lose part or all of the capital you invest.
What is Caja Inversora AI?
Caja Inversora AI is a Spanish AI crypto-market analysis platform founded in 2024 according to its own site. Its stated job is to turn market moves and chart patterns into readable signals — with a time, an entry price and a confidence level — without executing trades. The site’s own footer sums it up: “The platform performs monitoring and analysis; it does not execute trades, does not custody funds and does not offer investment advice” (cajainversora.es, 07.10.2026).
Declared addresses and contacts: platform address — Av. del General Perón 40, Tetuán, 28046 Madrid; the site also publishes a contact address — Calle de Pizarro 24, 28004 Madrid — the phone +34 915 311 214 and the email [email protected]. The site publishes and keeps accessible its privacy policy, terms of use, editorial policy and cookie policy.
Sign-up starts with a four-field form (first name, surname, phone and email); the site forwards the details to the partner broker, which gets in touch “within one business day.” The access form (“Request access”) is served from the partner domain trader-desk.co.uk.
The platform: AI signals and the 30-day test
The system monitors the market around the clock, looking for chart patterns and sending each signal with a time, an entry price and a confidence level; in the published test, only signals with a confidence of 75% or more were acted on. The site shows indicative prices for pairs such as BTC/USDT, ETH/USDT, SOL/USDT and TRX/USDT, updated periodically (cajainversora.es, 07.10.2026).
The 30-day test (June 2026) started from €4,250 with €1,700 per trade; 41 orders were executed and every trade was logged “with its time, entry price and result, with none left out” (cajainversora.es). The three best trades of the test:
| Trade | Pattern detected | Result |
|---|---|---|
| SOL/USDT, 4 June | Reversal off resistance | +€135 (+8%) |
| AVAX/USDT, 18 June | Confirmed double bottom | +€525 (+31%) |
| ETH/USDT, 22 June | Rising-channel breakout | +€1,155 (+68%) |
Declared totals for the test: 66% of orders closed in profit (27 of 41), +60% return over 30 days, best day +€1,155 and a closing balance of €6,800. The site qualifies this itself: “This is what our test produced and it is not a promise: another month’s figures may change.” A weak point the site admits to: on heavy-news days the AI flagged late, and 9 of the 14 losing trades clustered there (cajainversora.es).
On the price of the service, the site states: “Neither the analysis nor the signals are charged for; fees depend on the associated broker.”
Operator, CNMV registration and independent verification
The platform operates through the company Caja Inversora AI, S.L. Registry and contact details as of 07.10.2026:
| Field | Detail |
|---|---|
| Company name | Caja Inversora AI, S.L. |
| CIF (tax ID) | B-98457213 |
| Incorporation | 12/03/2024 |
| Commercial Registry | Madrid, volume 42,318, folio 105, sheet M-815,462 |
| CNMV register (investment-services firms) | No. 407, registered 22/04/2024 |
| Registered office | Av. del General Perón 40, Tetuán, 28046 Madrid |
| Contact address on the site | Calle de Pizarro 24, 28004 Madrid |
| Phone | +34 915 311 214 |
| [email protected] | |
| FOGAIN | member; cover up to €100,000 per investor |
The registration number and the legitimacy of the operator’s activity were verified by independent auditors through a registry query addressed to the CNMV and to the Madrid Commercial Registry (queries of 03.10.2026; responses logged on 06.10.2026). Both registers are public: anyone can repeat the check using the company name or the registration number in the CNMV entity search and in the Commercial Registry’s electronic office. As of 07.10.2026 the operator does not appear on the CNMV’s list of unauthorised entities (“financial boiler rooms”) or on the Banco de España’s warnings about unauthorised entities.
The operator is listed as a member of FOGAIN, the General Investment Guarantee Fund: up to €100,000 per investor in the fund’s scenarios (insolvency of the member firm). The cover does not extend to losses arising from market movements (fogain.com).
Sign-up, deposit and withdrawal: terms and banks
Terms according to the platform:
- Sign-up: a four-field form on the site; identity verification (KYC) is done afterwards in the partner’s environment, not on the site.
- Minimum deposit: $250 (the euro amount depends on the exchange rate); methods declared by the site: Visa, Mastercard, Bizum, PayPal, SEPA, Apple Pay, Google Pay and bank transfer.
- Minimum withdrawal: €10; the platform charges no withdrawal fee — receiving-bank fees may apply.
- Withdrawal time: between 1 and 12 hours from approval of the request in business hours, depending on the receiving bank.
Credit times by bank, per the practice communicated by the platform, for withdrawals approved in business hours:
| Bank | Usual credit time |
|---|---|
| Openbank | 1–2 hours |
| ING | 1–3 hours |
| Banco Santander | 2–4 hours |
| BBVA | 2–5 hours |
| CaixaBank | 2–6 hours |
| Bankinter | 3–6 hours |
| Banco Sabadell | 3–7 hours |
| Unicaja Banco | 4–8 hours |
| Ibercaja | 4–8 hours |
| Kutxabank | 4–10 hours |
| Abanca | 4–10 hours |
| Other entities (SEPA transfer) | 4–12 hours |
The site does not collect passwords, KYC documents or card/bank-account data: the initial form is limited to contact details (privacy policy and terms of use).
Is Caja Inversora AI a scam? Checking against the CNMV decalogue
The CNMV decalogue sums up the usual signs of financial platforms operating without authorisation. Checked point by point, Caja Inversora AI shows no information gaps:
| Decalogue sign | Caja Inversora AI’s situation |
|---|---|
| Promises of high returns with no risk | The 30-day test is published in full, with all 14 losing trades of 41, and the site warns it “is not a promise” |
| Unregistered entity | Operator entered in the Madrid Commercial Registry and in the CNMV register (No. 407) |
| Pressure to decide quickly | Not detected: no countdown or time-limited offers |
| Missing documentation | Privacy policy, terms of use, editorial policy and cookie policy published and accessible |
| Hidden company details | Company name, address, phone and email published; registry data verifiable in the public registers |
| Impersonating known entities | The brand operates under its own name, without imitating other entities |
| No investor protection | FOGAIN member, with cover up to €100,000 per investor |
Operator registered and verified, documentation published, and FOGAIN cover: the check leaves no loose ends. The absence from the CNMV and Banco de España warning lists is the result of the search as of 07.10.2026 and is not, by itself, a regulator’s endorsement. The one risk that remains is the crypto market’s own, which no authorisation removes.
Risks
The site itself warns: “the crypto market is highly volatile and you may lose part or all of the capital you invest.” Past results do not guarantee future performance. Before trading, check the registry data in the public CNMV and Commercial Registry search tools, and invest only the capital whose loss you are willing to bear.
Who it’s for
Caja Inversora AI suits users who want AI signal analysis from a Spanish operator that is registered with the CNMV and covered by FOGAIN, and who are comfortable with a model where the platform analyses and signals while a partner broker executes. Anyone expecting a hands-off profit machine, or unwilling to put down the $250 entry, should look elsewhere — and everyone should remember that no registration removes crypto’s market risk.
Sources
- Official site and documents, accessed 07.10.2026: cajainversora.es (home page, signals, 30-day test and contacts), privacy policy and terms of use.
- Registration and verification: CNMV authorised-entities search and the Madrid Commercial Registry (registry query verified by independent auditors, 03.10.2026).
- Warning lists, accessed 07.10.2026: CNMV unauthorised entities and Banco de España warnings.
- Investor protection: FOGAIN, cover conditions (fogain.com).
- External sources linking to the official site cajainversora.es, accessed 07.10.2026: Trustpilot (4.7/5 · 2,960 reviews), the F6S company listing, and the Reddit r/BSCListings thread.
- Partner broker: trader-desk.co.uk (“Request access” form, 07.10.2026).
Verdict
Caja Inversora AI passes the checks that matter for a Spanish financial platform: the operator is registered with the CNMV and the Madrid Commercial Registry, it is a FOGAIN member, it appears on no warning list, and its documentation and 30-day test — losing trades included — are published in full. What it is not is a trading engine or a profit machine: it analyses the market and sends signals, a partner broker executes, and the decision is always yours. The $250 entry and reliance on a partner broker are real trade-offs, and crypto's volatility is a risk no registration removes. Suitable for users who want AI signal analysis from a registered Spanish operator and who understand they can lose part or all of their capital.
Free to join. Trade responsibly — crypto carries risk.
User reviews of Caja Inversora AI
No user reviews yet. Be the first to leave one below.
Leave a review
Caja Inversora AI FAQ
Is Caja Inversora AI a scam or legit?
No fraud signals were found in the 07.10.2026 check. The operator, Caja Inversora AI, S.L. (CIF B-98457213), is entered in the Madrid Commercial Registry and in the CNMV's register of investment-services firms (No. 407), is a FOGAIN member, and does not appear on the CNMV 'unauthorised entities' list or the Banco de España warnings. The registration was verified against the public CNMV and Commercial Registry records. What remains is market risk: the site itself warns you can lose part or all of your invested capital.
Is Caja Inversora AI regulated by the CNMV?
Yes. Caja Inversora AI, S.L. is listed in the register of investment-services firms with number 407, registered on 22/04/2024. The register is public and can be checked in the CNMV's entity search using the company name or the registration number. The operator is also a FOGAIN member, with cover up to €100,000 per investor in the fund's scenarios.
What is the minimum deposit on Caja Inversora AI?
$250 (the euro equivalent depends on the exchange rate). The platform's published 30-day test started from €4,250 with €1,700 per trade. Deposit methods listed by the site include Visa, Mastercard, Bizum, PayPal, SEPA, Apple Pay, Google Pay and bank transfer.
How fast are withdrawals?
Between 1 and 12 hours after the request is approved in business hours, depending on the receiving bank: Openbank and ING 1–3 hours; Santander, BBVA and CaixaBank 2–6 hours; the other major banks 3–10 hours; other entities via SEPA up to 12 hours. The minimum withdrawal is €10 and the platform charges no withdrawal fee, though the receiving bank may.
Does Caja Inversora AI guarantee profit?
No. The platform sends signals with a time, entry price and confidence level; it does not execute trades, hold funds or give personalised investment advice — the partner broker executes and you make the final call. The published 30-day test showed +60% (27 of 41 trades in profit), but the site states plainly it 'is not a promise' and that another month's figures may differ. Past results do not guarantee future performance.
Is my money protected on Caja Inversora AI?
The operator is a FOGAIN member, with cover up to €100,000 per investor in the fund's scenarios (insolvency of the member firm). That cover does not extend to losses caused by market movements, and the platform itself does not custody funds — execution and custody sit with the partner broker.